Brightlight Models

Objectives

Each model is constructed with dual portfolio objectives.

Our financial objective is to achieve a rate of investment return that is appropriate for the selected risk level and strategy.

We assess this based on the performance of mainstream benchmarks:

Equities – the rate of return achieved by a notional portfolio comprised of 75% allocation to the Russell 3000 Total Return Index and 25% to the MSCI ACWI ex US Total Return.

Bonds – the rate of return achieved by the Bloomberg US Composite.

Cash – the rate of return of the US Federal Funds Rate.

In aligning values, our goal is to align portfolio holdings with a faith-based approach to investing, using the avoid / embrace / engage framework:

Avoid – minimize the level of holdings in stocks with exposure to activities and behaviors that would typically violate Christian conscience.

Engage – allocate to strategies operated by managers who will actively advocate with companies for improvements in corporate behavior across a range of issues relevant to human flourishing and of concern for Christians.

Embrace – allocate to strategies that specifically seek to achieve positive impact that contributes to human flourishing.