Model Construction
Core Philosophy
Brightlight's models are build around our core investment principles:
We align portfolios with purpose.
We tailor strategies to achieve portfolio alignment.
Objectives drive portfolio construction.
Diversification is important, and requires courage.
Markets are not perfectly efficient.
We are disciplined in research, and act with conviction.
Robust governance should empower timely decisions.
Portfolio Approach
Our approach to improving values alignment of portfolios while seeking investment excellence uses the following building blocks:
Core Research - we maintain research on the state of faith-based investing in public markets so that we can understand trends and identify strengths and weaknesses.
Asset Allocation - the asset allocation decision, and particularly the level of exposure to growth assets such as equities, is the primary driver of investment performance. We offer models with a range of growth exposures to enable advisors and their clients to tailor their investment strategy to their risk preferences.
Values Integration - for each asset class within the asset allocation, we look for ways to express values in accordance with client preferences.
Manager Selection - products are selected for inclusion in the portfolio based on our forward-looking views on the quality of their strategy measured across a range of qualitative and quantitative factors.
Portfolio Construction - approved products are built into portfolios based on principles of diversification and our overall views on the market.
Our Research Focus Areas
Philosophy - the core investment strategy that represents the product's value proposition.
Purpose - the way in which faith-based and responsible investment are built into the product's core value proposition , and how impact is measured.
People - the collective experience and expertise of the team, how they are governed and how they make decisions.
Process - operational and risk management processes.
Positioning - current tactical positioning of the portfolio (or, where relevant, the manager's other products )
Performance - track record, expected performance, likely key risks.
Pricing - reasonableness of the fees & costs structure.
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